Tim Lofton has made it his mission to help others find financial independence and confidence in retirement. Growing up in a loving family with limited means, Tim learned the meaning of resilience early on. That foundation built his strong work ethic and drive for excellence — but more importantly, it instilled in him a deep understanding of what true freedom means.
Tim began his career in financial services at large corporate firms, where he quickly realized that cookie-cutter strategies didn’t truly serve clients’ best interests. He knew that to make a real difference, he had to break away and build something authentic — a firm that values people over profits.
That vision became The Retirement Blueprint: a fiercely independent practice built on integrity, grit, and compassion. Today, Tim and his team help individuals and families protect what they’ve earned and create reliable, sustainable income strategies for retirement.
With a straightforward approach, our team values each client’s story, goals, and dreams. We design personalized retirement strategies tailored to each individual’s lifestyle — helping ensure their money works as hard as they did to earn it. Our mission is to help you rise to your full potential and live your retirement with freedom and confidence.
Our mission is to take care of our client’s tax, accounting, and financial needs. We are here to worry about the details so that our clients can worry about their businesses and families.
Matt earned his Bachelor of Science in Business from Wright State University in 2001. He spent over 11 years with an Ohio based regional accounting firm and over 5 years with a local firm prior to joining Gary Bardon CPA, Inc. to form Bardon & Brackman CPAs and Business Advisors.
Born and raised in the Dayton area Matt provides a wide variety of tax, accounting, business consulting, and financial planning for his clients. His primary focus is serving privately owned businesses and their owners, financial statements, tax compliance and planning.
Matt is a member of the American Institute of Certified Public Accountants, Ohio Society of Certified Public Accountants, and the Association of Certified Fraud Examiners.
Jeff McCroskey graduated from University of Cincinnati with a degree in accounting (BBA, 1983), University of Dayton School of Law (JD, 1988) and Harvard Business School (OPM, 1993). Jeff also earned a certificate in Personal Financial Planning from Xavier University (2017).
After graduating from law school, Jeff represented small to medium size enterprises on a variety of legal matters, including entity selection, entity formation, capital structure planning, capital raises, residential and commercial real estate, shareholder disputes, employment matters, M&A and business contract drafting and negotiations.
Jeff joined NCR Corporation in 1994 as a Director of Global Strategic Planning, Alliances & Channels for the NCR Banking Division where he and the team managed a portfolio of more than one hundred global “partners” spanning the alliance spectrum from suppliers to equity joint ventures. In 1997, Jeff was asked to move to London, England. In London Jeff was appointed Managing Director of Global Alliances & Channels for NCR’s Banking Division.
Jeff returned to the United States in 1999, when the NCR CFO asked him to lead NCR’s Corporate M&A organization for Banking, Retail & Services Industries, where he was responsible for the end2end targeting, origination, synergy modeling, due diligence, closing and post – close-integration.
For the past 14 years Dane Harding has assisted both high net-worth and business owners mitigate risk through insurance planning. Dane left a large insurance company to start his own practice after recognizing the industry miss of a “one size fits all” product offering. With over two thousand clients and a 98% retention rate, Dane has demonstrated that going the extra mile, being responsive and creating customized solutions as an independent agency, is the way to create long lasting relationships.
The company’s goal is to first provide award-winning service to our clients. We protect family and business assets and income streams by thoroughly reviewing their insurance needs and making them feel like family in the process.
Dane graduated “Magna Cum Laude” from Wright State University with a BS in Criminal Justice and with a minor in Chinese. He enjoys spending his private time flying as a private pilot and as a certified SCUBA diver, having dived on the Great Barrier Reef in Australia, in Fiji, and other tropical paradises. He lives with his wife, Dr. Desiree Harding, in downtown Cincinnati.
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